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Windsurf (Devin Desktop) vs Cursor: what each really costs

Windsurf (Devin Desktop): $0–$200/month (cheapest paid: Pro $20). Cursor: $0–$200/month (cheapest paid: Plus $8). Cursor has the lower entry price. Which one is cheaper for you depends on your usage and preferred model; use the calculator below.

At a glance

Windsurf (Devin Desktop)Cursor
Price range / month$0–$200$0–$200
Cheapest paid planPro ($20)Plus ($8)
How usage is billedfree tier · flat price, unpublished quotafree tier · flat price, unpublished quota · plan + API-priced usage
Model familiesopenai, anthropic, google, x-aix-ai, anthropic, openai, google, moonshotai, deepseek, qwen, z-ai, mistralai, minimax, meta
CategoryAI IDEAI IDE

Verdicts

Windsurf (Devin Desktop)

Windsurf, now sold as Devin Desktop, uses daily plus weekly quotas instead of credits. Pro at $20 is competitive, but the quotas are described only loosely, so budgeting heavy use is guesswork. Overage is billed at API pricing.

Cursor

Since the October 2026 repricing, Cursor is cheapest if you are happy with Grok models: Premium ($30) covers them from a shared pool. If you mainly want Claude or GPT, every token is billed on top at API list price, so heavy Claude users should compare against Claude Max or Copilot's credit plans.

Estimate both for your usage

What will my AI coding cost per month?

How you work
Assumptions (editable)

Presets are rough editorial assumptions, not vendor data: agent-heavy = 20 requests/h × 40k input (70% cached) × 1.5k output; mixed = 12/h × 15k (50% cached) × 800; light = 6/h × 4k (20% cached) × 500. Autocomplete is free on most paid plans and isn't counted. A month is 52/12 weeks.

Enable JavaScript to run the calculator. All prices are on the tool pages.
Tool · planList priceEst. monthly costHow we estimate

Estimates only. Quota-based plans (Claude, Codex, Windsurf) don't publish limits in tokens, so we can't tell whether your usage fits; we show the flat price and say so. Prices come from the snapshot dated 2026-10-21; each row links its source.

Windsurf (Devin Desktop) plans

PlanPrice / monthKey limitsModelsSource
Free
Windsurf is now Devin Desktop (Cognition); windsurf.com/pricing redirects to devin.ai/pricing, figures confirmed there 2026-10-21
$0 Light daily/weekly quota Limited devin.ai
checked Oct 21, 2026
Pro $20 Daily + weekly quotas; overage at API pricing OpenAI, Anthropic, Google, SpaceXAI, open models devin.ai
checked Oct 21, 2026
Max $200 Much larger quota Same devin.ai
checked Oct 21, 2026
Teams $80
per user / from
$80/mo minimum; $40 per full seat; up to 200 users Same devin.ai
checked Oct 21, 2026

Cursor plans

PlanPrice / monthKey limitsModelsSource
Free
Cursor pricing page is now an X/SpaceXAI bundle (Cursor+Grok+X features)
$0 Limited agent & chat requests Grok models cursor.com
checked Oct 21, 2026
Plus $8 Basic shared usage pool, refreshes weekly Grok models only cursor.com
checked Oct 21, 2026
Premium $30 4x Plus usage; third-party models billed at API list price on top Latest Grok; 3rd-party (Claude/GPT) pay-as-you-go cursor.com
checked Oct 21, 2026
Super $100 15x Plus usage; priority at peak Grok; 3rd-party at API price cursor.com
checked Oct 21, 2026
Ultra $200 50x Plus usage Grok; 3rd-party at API price cursor.com
checked Oct 21, 2026
Teams
price is per user, starting
$30
per user / from
per user/month, from; 4-50x Plus Grok; 3rd-party at API price cursor.com
checked Oct 21, 2026

FAQ

Is Windsurf (Devin Desktop) cheaper than Cursor?
Windsurf (Devin Desktop): $0–$200/month (cheapest paid: Pro $20). Cursor: $0–$200/month (cheapest paid: Plus $8). Cursor has the lower entry price. Which one is cheaper for you depends on your usage and preferred model; use the calculator below.
How do Windsurf (Devin Desktop) and Cursor bill AI usage?
Windsurf (Devin Desktop): free tier; flat price, unpublished quota. Cursor: free tier; flat price, unpublished quota; plan + API-priced usage.
Which models can I use?
Windsurf (Devin Desktop): openai, anthropic, google, x-ai. Cursor: x-ai, anthropic, openai, google, moonshotai, deepseek, qwen, z-ai, mistralai, minimax, meta. (Provider families from each vendor's published model list.)